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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,450 | $118,875-18.9% | $96,572-0.1% | $167,553-42.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 9.43% | 50.50%-41.1pp | 37.79%-28.4pp | 478.89%-469.5pp |
| Employer contribution / active EE | $1,012 | $3,121-67.6% | $2,357-57.1% | $4,840-79.1% |
| Participant deferral / active EE | $3,379 | $4,617-26.8% | $3,850-12.2% | $6,343-46.7% |
| Admin fee / account holder | $165 | $8,070-98.0% | $6,183-97.3% | $12,316-98.7% |