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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,897 | $162,136+38.1% | $152,301+47.0% | $154,746+44.7% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 12.66% | 91.02%-78.4pp | 80.50%-67.8pp | 172.34%-159.7pp |
| Employer contribution / active EE | $3,668 | $4,890-25.0% | $4,624-20.7% | $4,379-16.2% |
| Participant deferral / active EE | $8,515 | $8,341+2.1% | $8,004+6.4% | $6,730+26.5% |
| Admin fee / account holder | $1,009 | $15,759-93.6% | $14,398-93.0% | $14,365-93.0% |