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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,545 | $138,078+0.3% | $125,363+10.5% | $134,509+3.0% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -19.56% | 750.49%-770.0pp | 572.15%-591.7pp | 418.13%-437.7pp |
| Employer contribution / active EE | $10,949 | $5,245+108.8% | $4,815+127.4% | $4,741+131.0% |
| Participant deferral / active EE | $5,042 | $7,800-35.4% | $7,447-32.3% | $6,400-21.2% |
| Admin fee / account holder | $9,895 | $11,566-14.4% | $10,005-1.1% | $11,427-13.4% |