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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,099 | $58,258-82.7% | $81,820-87.7% | $80,925-87.5% |
| Participation rate | 88.7% | 63.5%+25.2pp | 72.4%+16.3pp | 67.7%+21.1pp |
| Annual return | 11.82% | 41.76%-29.9pp | 777.93%-766.1pp | 35.65%-23.8pp |
| Employer contribution / active EE | $783 | $2,345-66.6% | $2,915-73.1% | $2,756-71.6% |
| Participant deferral / active EE | $2,512 | $3,284-23.5% | $4,323-41.9% | $4,299-41.6% |
| Admin fee / account holder | $1,186 | $4,976-76.2% | $7,391-84.0% | $6,940-82.9% |