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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,058 | $44,850+149.9% | $60,547+85.1% | $59,633+87.9% |
| Participation rate | 68.0% | 59.5%+8.5pp | 68.0%0pp | 68.7%-0.7pp |
| Annual return | 0.56% | 1074.14%-1073.6pp | 335.64%-335.1pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $615 | $1,462-57.9% | $2,419-74.6% | $2,203-72.1% |
| Participant deferral / active EE | $2,979 | $2,230+33.6% | $3,328-10.5% | $3,192-6.7% |
| Admin fee / account holder | $15,278 | $3,635+320.3% | $4,536+236.8% | $4,297+255.6% |