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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,411 | $59,839+121.3% | $81,991+61.5% | $79,852+65.8% |
| Participation rate | 59.2% | 61.6%-2.4pp | 69.3%-10.1pp | 69.6%-10.5pp |
| Annual return | 19.94% | 17.56%+2.4pp | 41.31%-21.4pp | 31.72%-11.8pp |
| Employer contribution / active EE | $743 | $1,713-56.7% | $2,498-70.3% | $2,471-69.9% |
| Participant deferral / active EE | $1,713 | $2,695-36.4% | $3,722-54.0% | $3,740-54.2% |
| Admin fee / account holder | $10,707 | $4,287+149.7% | $5,665+89.0% | $5,306+101.8% |