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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,531 | $49,280+179.1% | $67,313+104.3% | $64,173+114.3% |
| Participation rate | 62.5% | 60.8%+1.7pp | 69.1%-6.6pp | 69.6%-7.1pp |
| Annual return | -4.66% | -1.39%-3.3pp | -4.08%-0.6pp | 7.63%-12.3pp |
| Employer contribution / active EE | $394 | $1,668-76.4% | $2,566-84.7% | $2,381-83.5% |
| Participant deferral / active EE | $2,746 | $2,484+10.6% | $3,568-23.0% | $3,470-20.8% |
| Admin fee / account holder | $14,086 | $3,863+264.7% | $4,507+212.5% | $4,887+188.2% |