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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,060 | $87,016+27.6% | $63,244+75.6% | $125,389-11.4% |
| Participation rate | 60.0% | 77.1%-17.1pp | 71.0%-11.0pp | 83.2%-23.2pp |
| Annual return | -1.83% | 21.71%-23.5pp | -70.31%+68.5pp | 282.24%-284.1pp |
| Employer contribution / active EE | $0 | $3,601-100.0% | $2,322-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,211 | $3,939-43.9% | $2,953-25.1% | $5,352-58.7% |
| Admin fee / account holder | $21,933 | $11,954+83.5% | $5,893+272.2% | $9,541+129.9% |