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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,901 | $104,577+37.6% | $76,667+87.7% | $152,909-5.9% |
| Participation rate | 60.0% | 76.6%-16.6pp | 72.1%-12.1pp | 82.5%-22.5pp |
| Annual return | 17.12% | 1014.36%-997.2pp | 1166.74%-1149.6pp | 345.46%-328.3pp |
| Employer contribution / active EE | $0 | $3,119-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,243 | $4,237-47.1% | $3,336-32.8% | $5,851-61.7% |
| Admin fee / account holder | $17,500 | $12,290+42.4% | $6,423+172.4% | $11,601+50.9% |