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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,908 | $105,960+54.7% | $81,726+100.6% | $158,982+3.1% |
| Participation rate | 42.9% | 75.6%-32.8pp | 72.0%-29.1pp | 82.0%-39.1pp |
| Annual return | 10.90% | 38.19%-27.3pp | 29.49%-18.6pp | 302.99%-292.1pp |
| Employer contribution / active EE | $0 | $7,805-100.0% | $4,311-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,853 | $13,011-85.8% | $7,108-73.9% | $5,983-69.0% |
| Admin fee / account holder | $1,165 | $8,494-86.3% | $5,160-77.4% | $11,252-89.7% |