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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,142 | $73,787+16.7% | $98,716-12.7% | $82,448+4.5% |
| Participation rate | 71.9% | 61.4%+10.5pp | 69.3%+2.6pp | 68.1%+3.8pp |
| Annual return | 37.44% | 18.57%+18.9pp | 31.81%+5.6pp | 41.64%-4.2pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,402 | $3,081+75.3% | $4,048+33.5% | $4,139+30.5% |
| Admin fee / account holder | $9,228 | $6,500+42.0% | $8,703+6.0% | $7,234+27.6% |