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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,142 | $83,898+2.7% | $133,346-35.4% | $94,015-8.4% |
| Participation rate | 71.9% | 63.4%+8.5pp | 72.8%-1.0pp | 70.8%+1.1pp |
| Annual return | 37.44% | 16.00%+21.4pp | 36.85%+0.6pp | 17.84%+19.6pp |
| Employer contribution / active EE | $0 | $1,821-100.0% | $2,853-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,402 | $3,245+66.5% | $4,332+24.7% | $4,249+27.1% |
| Admin fee / account holder | $9,228 | $7,809+18.2% | $14,264-35.3% | $8,951+3.1% |