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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,480 | $65,041-34.7% | $90,965-53.3% | $79,858-46.8% |
| Participation rate | 72.7% | 61.6%+11.1pp | 69.0%+3.7pp | 69.6%+3.1pp |
| Annual return | 11.95% | 30.45%-18.5pp | 134.57%-122.6pp | 31.72%-19.8pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,839 | $2,512+52.8% | $3,373+13.8% | $3,740+2.7% |
| Admin fee / account holder | $10,811 | $4,536+138.3% | $5,960+81.4% | $5,306+103.7% |