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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,400 | $71,872+3.5% | $86,691-14.2% | $68,495+8.6% |
| Participation rate | 80.4% | 72.2%+8.2pp | 76.6%+3.8pp | 67.9%+12.5pp |
| Annual return | -16.86% | 3.53%-20.4pp | 35.94%-52.8pp | -7.84%-9.0pp |
| Employer contribution / active EE | $2,455 | $2,173+13.0% | $2,837-13.5% | $2,596-5.5% |
| Participant deferral / active EE | $4,728 | $3,779+25.1% | $4,656+1.5% | $4,028+17.4% |
| Admin fee / account holder | $7,723 | $6,112+26.3% | $7,492+3.1% | $5,403+42.9% |