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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,442 | $67,602-35.7% | $82,312-47.2% | $70,126-38.1% |
| Participation rate | 57.3% | 72.8%-15.5pp | 76.9%-19.6pp | 69.5%-12.2pp |
| Annual return | 18.85% | 21.57%-2.7pp | 25.88%-7.0pp | 73.15%-54.3pp |
| Employer contribution / active EE | $1,262 | $1,755-28.1% | $2,428-48.0% | $2,343-46.1% |
| Participant deferral / active EE | $3,023 | $2,987+1.2% | $3,706-18.4% | $3,332-9.3% |
| Admin fee / account holder | $1,484 | $4,512-67.1% | $5,608-73.5% | $4,645-68.0% |