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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,661 | $72,492-20.5% | $87,102-33.8% | $72,983-21.0% |
| Participation rate | 59.7% | 72.8%-13.1pp | 76.9%-17.2pp | 69.5%-9.8pp |
| Annual return | 19.47% | 24.46%-5.0pp | 28.19%-8.7pp | 81.01%-61.5pp |
| Employer contribution / active EE | $2,019 | $1,894+6.6% | $2,521-19.9% | $2,440-17.3% |
| Participant deferral / active EE | $3,658 | $3,270+11.9% | $4,048-9.6% | $3,608+1.4% |
| Admin fee / account holder | $1,096 | $5,055-78.3% | $7,491-85.4% | $5,124-78.6% |