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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,708 | $106,008-31.4% | $92,240-21.2% | $147,586-50.7% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 18.37% | 50.05%-31.7pp | 176.29%-157.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $3,504 | $4,333-19.1% | $3,680-4.8% | $4,876-28.1% |
| Participant deferral / active EE | $7,248 | $4,478+61.9% | $3,897+86.0% | $5,439+33.3% |
| Admin fee / account holder | $1,706 | $6,333-73.1% | $5,194-67.2% | $10,886-84.3% |