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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,697 | $115,814-29.5% | $101,275-19.3% | $158,982-48.6% |
| Participation rate | 73.3% | 79.4%-6.0pp | 75.8%-2.5pp | 82.0%-8.6pp |
| Annual return | 22.78% | 56.16%-33.4pp | 46.48%-23.7pp | 302.99%-280.2pp |
| Employer contribution / active EE | $2,511 | $4,176-39.9% | $3,660-31.4% | $4,763-47.3% |
| Participant deferral / active EE | $4,939 | $4,958-0.4% | $4,371+13.0% | $5,983-17.5% |
| Admin fee / account holder | $564 | $7,249-92.2% | $5,948-90.5% | $11,252-95.0% |