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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,477 | $106,280-15.8% | $96,538-7.3% | $139,487-35.9% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 16.75% | 38.48%-21.7pp | 35.74%-19.0pp | 373.84%-357.1pp |
| Employer contribution / active EE | $3,144 | $4,107-23.4% | $3,740-15.9% | $4,755-33.9% |
| Participant deferral / active EE | $6,709 | $5,457+22.9% | $4,880+37.5% | $6,713-0.1% |
| Admin fee / account holder | $1,053 | $7,888-86.7% | $6,737-84.4% | $11,407-90.8% |