Retirement plan

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN

Name: DEALER COMPUTER SERVICES, INC. - THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN (2015) Form 5500
Creator: DEALER COMPUTER SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN, DEALER COMPUTER SERVICES, INC.

DEALER COMPUTER SERVICES, INC.EIN 38-3028101Plan #001PY 2015

ONE REYNOLDS WAY - DAYTON, OH 45430877-274-4999

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$461.9M

-6.8% from 2016

Total participants

5,930

-2.9% from 2016

Average account balance

$83,762

-2.5% from 2016

Annual return

-0.46%

-8.46 pp from 2016

Benchmarks

See 568 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort568 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$868.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$115K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

7,530

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$58.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$118

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
ASCENDE WEALTH ADVISERS INC1+ years Filed as: ASCENDE WEALTH ADVISERS, INC. Service code 27 2700 POST OAK BLVD 25TH FL · HOUSTON, TX 77056	Advisory (Plan)	$33,075
ESLER & VANDERSCHAAFF CO., L.P.A1+ years Filed as: ESLER & VANDERSCHAAFF CO., LPA Service code 29 2912 SPRINGBORO WEST STE 100 · DAYTON, OH 45439	Legal	$17,157
RSM US LLP1+ years Service code 10 200 WEST DOROTHY LANE · DAYTON, OH 45439	Accounting	$14,500
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping	$12,040
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782	Securities brokerage	$9,568
SUMMIT GLOBAL INVESTMENTS LLC1+ years Service code 33 · EIN 27-3616371	Securities brokerage	$3,636
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO, INC. Service code 33	Securities brokerage	$8

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$93K

$21 / participant

Investment mgmt$65K70.0%
Contract admin$22K23.5%
Other / not subdivided$6K6.5%

% of EOY assets

0.020%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$83,762

$86,791-3.5%

$115,038-27.2%

$59,188+41.5%

Participation rate

90.5%

72.8%+17.7pp

81.4%+9.2pp

69.4%+21.1pp

Annual return

-0.46%

4.44%-4.9pp

26.14%-26.6pp

5.51%-6.0pp

Employer contribution / active EE

$2,590

$2,950-12.2%

$4,608-43.8%

$2,098+23.4%

Participant deferral / active EE

$3,636

$5,298-31.4%

$6,026-39.7%

$3,265+11.4%

Admin fee / account holder

$17

$95-82.3%

$8,175-99.8%

$92-81.8%

Provider

Service type

Compensation

ASCENDE WEALTH ADVISERS INC1+ years

Filed as: ASCENDE WEALTH ADVISERS, INC.

Service code 27

2700 POST OAK BLVD 25TH FL · HOUSTON, TX 77056

Advisory (Plan)

$33,075

ESLER & VANDERSCHAAFF CO., L.P.A1+ years

Filed as: ESLER & VANDERSCHAAFF CO., LPA

Service code 29

2912 SPRINGBORO WEST STE 100 · DAYTON, OH 45439

Legal

$17,157

RSM US LLP1+ years

Service code 10

200 WEST DOROTHY LANE · DAYTON, OH 45439

Accounting

$14,500

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Service code 15

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping

$12,040

CHARLES SCHWAB & CO., INC.1+ years

Service code 33 · EIN 94-1737782

Securities brokerage

$9,568

SUMMIT GLOBAL INVESTMENTS LLC1+ years

Service code 33 · EIN 27-3616371

Securities brokerage

$3,636

CHARLES SCHWAB & CO., INC.1+ years

Filed as: CHARLES SCHWAB & CO, INC.

Service code 33

Securities brokerage

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion