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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,273 | $88,672+112.3% | $105,223+78.9% | $82,448+128.4% |
| Participation rate | 92.1% | 67.9%+24.2pp | 75.0%+17.1pp | 68.1%+24.0pp |
| Annual return | 9.98% | 30.86%-20.9pp | 180.65%-170.7pp | 41.64%-31.7pp |
| Employer contribution / active EE | $14,091 | $3,048+362.3% | $3,689+282.0% | $2,551+452.4% |
| Participant deferral / active EE | $7,735 | $4,036+91.7% | $5,072+52.5% | $4,139+86.9% |
| Admin fee / account holder | $85,600 | $7,146+1097.9% | $8,859+866.3% | $7,234+1083.2% |