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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,307 | $81,504+212.0% | $102,437+148.3% | $80,959+214.1% |
| Participation rate | 91.2% | 66.9%+24.3pp | 74.5%+16.7pp | 67.7%+23.5pp |
| Annual return | 14.07% | 25.60%-11.5pp | 24.95%-10.9pp | 35.67%-21.6pp |
| Employer contribution / active EE | $14,343 | $3,104+362.1% | $3,871+270.5% | $2,757+420.2% |
| Participant deferral / active EE | $8,395 | $3,871+116.9% | $5,060+65.9% | $4,300+95.2% |
| Admin fee / account holder | $17,105 | $6,719+154.6% | $8,388+103.9% | $6,925+147.0% |