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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,273 | $89,259+110.9% | $107,187+75.6% | $82,637+127.8% |
| Participation rate | 92.1% | 67.9%+24.2pp | 75.0%+17.1pp | 68.1%+24.1pp |
| Annual return | 9.98% | 21.02%-11.0pp | 204.55%-194.6pp | 53.51%-43.5pp |
| Employer contribution / active EE | $14,091 | $3,080+357.5% | $3,782+272.6% | $2,552+452.1% |
| Participant deferral / active EE | $7,735 | $4,037+91.6% | $5,096+51.8% | $4,126+87.5% |
| Admin fee / account holder | $85,600 | $7,381+1059.7% | $9,162+834.3% | $7,339+1066.4% |