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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,511 | $107,809-81.9% | $97,032-79.9% | $155,188-87.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 9.33% | 38.06%-28.7pp | 35.38%-26.0pp | 148.84%-139.5pp |
| Employer contribution / active EE | $481 | $2,911-83.5% | $2,629-81.7% | $4,248-88.7% |
| Participant deferral / active EE | $1,209 | $5,129-76.4% | $4,672-74.1% | $6,531-81.5% |
| Admin fee / account holder | $4,047 | $10,717-62.2% | $9,418-57.0% | $14,480-72.1% |