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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,511 | $108,882-82.1% | $96,754-79.8% | $154,746-87.4% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 9.33% | 98.39%-89.1pp | 82.04%-72.7pp | 172.34%-163.0pp |
| Employer contribution / active EE | $481 | $3,018-84.1% | $2,679-82.0% | $4,379-89.0% |
| Participant deferral / active EE | $1,209 | $5,323-77.3% | $4,758-74.6% | $6,730-82.0% |
| Admin fee / account holder | $4,047 | $10,200-60.3% | $8,905-54.6% | $14,365-71.8% |