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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,158 | $93,098-92.3% | $77,081-90.7% | $134,509-94.7% |
| Participation rate | 44.4% | 74.5%-30.0pp | 67.9%-23.5pp | 81.2%-36.8pp |
| Annual return | -17.55% | 62.63%-80.2pp | 42.33%-59.9pp | 418.13%-435.7pp |
| Employer contribution / active EE | $387 | $3,419-88.7% | $2,813-86.2% | $4,741-91.8% |
| Participant deferral / active EE | $1,019 | $5,239-80.6% | $4,428-77.0% | $6,400-84.1% |
| Admin fee / account holder | $1,751 | $6,945-74.8% | $5,427-67.7% | $11,427-84.7% |