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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,979 | $183,627-62.4% | $155,602-55.7% | $145,978-52.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.94% | 61.32%-53.4pp | 64.81%-56.9pp | 550.52%-542.6pp |
| Employer contribution / active EE | $2,394 | $5,316-55.0% | $4,675-48.8% | $4,662-48.6% |
| Participant deferral / active EE | $2,069 | $6,466-68.0% | $5,629-63.2% | $6,690-69.1% |
| Admin fee / account holder | $123,790 | $19,327+540.5% | $15,923+677.4% | $13,400+823.8% |