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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,558 | $209,425+13.4% | $178,499+33.1% | $158,966+49.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.22% | 188.80%-168.6pp | 151.10%-130.9pp | 302.95%-282.7pp |
| Employer contribution / active EE | $2,627 | $5,707-54.0% | $5,011-47.6% | $4,762-44.8% |
| Participant deferral / active EE | $5,979 | $5,955+0.4% | $5,202+14.9% | $5,983-0.1% |
| Admin fee / account holder | $7,154 | $17,078-58.1% | $13,986-48.8% | $11,250-36.4% |