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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,868 | $167,362-20.6% | $143,799-7.6% | $134,532-1.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.04% | 0.47%-15.5pp | -0.04%-15.0pp | 418.27%-433.3pp |
| Employer contribution / active EE | $2,253 | $5,620-59.9% | $4,952-54.5% | $4,741-52.5% |
| Participant deferral / active EE | $4,322 | $6,447-33.0% | $5,638-23.3% | $6,401-32.5% |
| Admin fee / account holder | $5,253 | $18,094-71.0% | $14,677-64.2% | $11,429-54.0% |