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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,427 | $102,393+289.1% | $147,041+171.0% | $80,911+392.4% |
| Participation rate | 96.1% | 75.9%+20.2pp | 82.2%+13.9pp | 67.6%+28.4pp |
| Annual return | 14.45% | 134.95%-120.5pp | 419.21%-404.8pp | 35.63%-21.2pp |
| Employer contribution / active EE | $4,682 | $3,715+26.0% | $4,935-5.1% | $2,756+69.9% |
| Participant deferral / active EE | $16,816 | $6,647+153.0% | $8,071+108.4% | $4,297+291.3% |
| Admin fee / account holder | $15,844 | $7,943+99.5% | $13,006+21.8% | $6,935+128.5% |