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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,772 | $98,766+225.8% | $149,730+114.9% | $79,852+303.0% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.5%+9.5pp | 69.6%+22.4pp |
| Annual return | 19.59% | 27.43%-7.8pp | 276.70%-257.1pp | 31.72%-12.1pp |
| Employer contribution / active EE | $4,201 | $3,217+30.6% | $4,645-9.6% | $2,471+70.0% |
| Participant deferral / active EE | $14,394 | $5,681+153.4% | $6,843+110.4% | $3,740+284.8% |
| Admin fee / account holder | $1,199 | $6,052-80.2% | $9,310-87.1% | $5,306-77.4% |