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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,494 | $93,589+316.2% | $135,942+186.5% | $75,181+418.1% |
| Participation rate | 94.1% | 75.2%+18.9pp | 81.9%+12.2pp | 67.2%+26.9pp |
| Annual return | 17.04% | 30.90%-13.9pp | 68.28%-51.2pp | 160.69%-143.6pp |
| Employer contribution / active EE | $4,599 | $3,537+30.0% | $4,858-5.3% | $2,671+72.2% |
| Participant deferral / active EE | $16,519 | $6,405+157.9% | $7,759+112.9% | $4,126+300.4% |
| Admin fee / account holder | $1,584 | $6,977-77.3% | $10,764-85.3% | $5,650-72.0% |