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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,203 | $137,414-12.5% | $189,520-36.6% | $85,856+40.0% |
| Participation rate | 87.5% | 84.6%+2.9pp | 87.8%-0.3pp | 69.3%+18.2pp |
| Annual return | 11.07% | 38.14%-27.1pp | 555.25%-544.2pp | 318.58%-307.5pp |
| Employer contribution / active EE | $0 | $4,344-100.0% | $6,161-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $5,691 | $6,260-9.1% | $8,220-30.8% | $3,952+44.0% |
| Admin fee / account holder | $14,613 | $8,630+69.3% | $12,046+21.3% | $6,261+133.4% |