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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,278 | $109,359+8.2% | $162,177-27.1% | $72,975+62.1% |
| Participation rate | 87.7% | 84.3%+3.5pp | 87.6%+0.2pp | 69.5%+18.2pp |
| Annual return | 18.46% | 25.46%-7.0pp | 115.60%-97.1pp | 81.01%-62.6pp |
| Employer contribution / active EE | $0 | $3,907-100.0% | $5,613-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,431 | $5,481-19.2% | $7,297-39.3% | $3,608+22.8% |
| Admin fee / account holder | $7,818 | $7,972-1.9% | $10,843-27.9% | $5,124+52.6% |