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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,875 | $138,385+1.1% | $184,243-24.1% | $80,925+72.8% |
| Participation rate | 79.0% | 83.9%-4.9pp | 86.8%-7.8pp | 67.7%+11.4pp |
| Annual return | 10.94% | 20.02%-9.1pp | 28.82%-17.9pp | 35.65%-24.7pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $5,831 | $7,075-17.6% | $9,132-36.1% | $4,299+35.7% |
| Admin fee / account holder | $7,294 | $10,489-30.5% | $13,914-47.6% | $6,940+5.1% |