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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,277 | $129,737-11.9% | $119,126-4.1% | $154,746-26.2% |
| Participation rate | 81.0% | 78.9%+2.1pp | 75.8%+5.2pp | 80.7%+0.3pp |
| Annual return | 14.23% | 379.08%-364.8pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,766 | $4,375-36.8% | $4,034-31.4% | $4,379-36.8% |
| Participant deferral / active EE | $7,685 | $5,842+31.6% | $5,318+44.5% | $6,730+14.2% |
| Admin fee / account holder | $2,097 | $11,961-82.5% | $10,693-80.4% | $14,365-85.4% |