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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,075 | $110,410-3.9% | $102,437+3.6% | $145,897-27.3% |
| Participation rate | 85.0% | 77.9%+7.1pp | 74.5%+10.5pp | 80.3%+4.7pp |
| Annual return | 10.69% | 24.85%-14.2pp | 24.95%-14.3pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,904 | $4,217-31.1% | $3,871-25.0% | $4,663-37.7% |
| Participant deferral / active EE | $7,407 | $5,622+31.8% | $5,060+46.4% | $6,689+10.7% |
| Admin fee / account holder | $4,047 | $9,745-58.5% | $8,388-51.8% | $13,390-69.8% |