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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,497 | $107,363-32.5% | $92,909-22.0% | $152,897-52.6% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 19.85% | 145.63%-125.8pp | 109.44%-89.6pp | 345.43%-325.6pp |
| Employer contribution / active EE | $2,428 | $4,222-42.5% | $3,653-33.5% | $4,764-49.0% |
| Participant deferral / active EE | $5,503 | $4,848+13.5% | $4,238+29.8% | $5,851-6.0% |
| Admin fee / account holder | $5,754 | $7,082-18.7% | $5,795-0.7% | $11,599-50.4% |