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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,792 | $125,184-5.9% | $105,607+11.5% | $145,884-19.3% |
| Participation rate | 53.8% | 77.6%-23.8pp | 75.3%-21.4pp | 80.3%-26.5pp |
| Annual return | 10.41% | 225.00%-214.6pp | 116.11%-105.7pp | 551.85%-541.4pp |
| Employer contribution / active EE | $4,347 | $3,720+16.9% | $3,167+37.3% | $4,662-6.8% |
| Participant deferral / active EE | $7,950 | $5,714+39.1% | $5,011+58.7% | $6,690+18.8% |
| Admin fee / account holder | $72,600 | $17,133+323.7% | $10,958+562.5% | $13,392+442.1% |