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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,849 | $132,099-47.9% | $115,599-40.4% | $138,895-50.4% |
| Participation rate | 54.5% | 77.9%-23.3pp | 74.3%-19.7pp | 79.9%-25.4pp |
| Annual return | 10.73% | 176.76%-166.0pp | 111.10%-100.4pp | 145.39%-134.7pp |
| Employer contribution / active EE | $6,197 | $3,416+81.4% | $2,955+109.7% | $4,194+47.8% |
| Participant deferral / active EE | $11,924 | $5,617+112.3% | $4,889+143.9% | $6,396+86.4% |
| Admin fee / account holder | $110,074 | $15,650+603.4% | $12,841+757.2% | $12,562+776.2% |