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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,958 | $118,708+58.3% | $98,920+90.0% | $158,966+18.2% |
| Participation rate | 55.6% | 77.8%-22.3pp | 76.0%-20.5pp | 82.0%-26.4pp |
| Annual return | 18.26% | 372.49%-354.2pp | 196.47%-178.2pp | 302.95%-284.7pp |
| Employer contribution / active EE | $2,286 | $3,334-31.4% | $2,689-15.0% | $4,762-52.0% |
| Participant deferral / active EE | $5,746 | $5,089+12.9% | $4,245+35.4% | $5,983-4.0% |
| Admin fee / account holder | $552 | $10,134-94.6% | $6,643-91.7% | $11,250-95.1% |