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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,591 | $102,429+19.7% | $147,096-16.7% | $80,925+51.5% |
| Participation rate | 78.1% | 75.9%+2.3pp | 82.2%-4.1pp | 67.7%+10.5pp |
| Annual return | 9.78% | 135.02%-125.2pp | 419.75%-410.0pp | 35.65%-25.9pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,043 | $6,649+51.1% | $8,071+24.4% | $4,299+133.6% |
| Admin fee / account holder | $29,957 | $7,957+276.5% | $13,005+130.3% | $6,940+331.6% |