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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,918 | $89,364+87.9% | $141,177+18.9% | $72,983+130.1% |
| Participation rate | 90.3% | 75.1%+15.2pp | 82.5%+7.8pp | 69.5%+20.8pp |
| Annual return | 19.92% | 111.86%-91.9pp | 71.40%-51.5pp | 81.01%-61.1pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,043 | $5,419+30.0% | $6,710+5.0% | $3,608+95.2% |
| Admin fee / account holder | $6,212 | $5,959+4.3% | $10,263-39.5% | $5,124+21.2% |