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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,976 | $100,194+358.1% | $122,979+273.2% | $86,983+427.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 10.95% | 16.47%-5.5pp | 20.12%-9.2pp | 25.83%-14.9pp |
| Employer contribution / active EE | $9,372 | $2,326+303.0% | $3,062+206.0% | $2,584+262.6% |
| Participant deferral / active EE | $16,745 | $4,133+305.1% | $5,003+234.7% | $4,194+299.3% |
| Admin fee / account holder | $39,401 | $10,148+288.3% | $12,864+206.3% | $7,856+401.5% |