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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,977 | $72,486+432.5% | $87,103+343.1% | $72,976+428.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 1.93% | 24.46%-22.5pp | 28.19%-26.3pp | 81.02%-79.1pp |
| Employer contribution / active EE | $6,347 | $1,894+235.2% | $2,521+151.7% | $2,440+160.1% |
| Participant deferral / active EE | $12,019 | $3,270+267.6% | $4,049+196.9% | $3,608+233.1% |
| Admin fee / account holder | $7,803 | $5,055+54.4% | $7,491+4.2% | $5,124+52.3% |