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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,876 | $86,940+426.7% | $102,434+347.0% | $80,935+465.7% |
| Participation rate | 97.6% | 72.4%+25.2pp | 76.5%+21.1pp | 67.7%+29.9pp |
| Annual return | 24.83% | 18.89%+5.9pp | 29.46%-4.6pp | 35.66%-10.8pp |
| Employer contribution / active EE | $8,588 | $2,370+262.4% | $3,023+184.1% | $2,757+211.5% |
| Participant deferral / active EE | $13,991 | $4,121+239.5% | $5,055+176.8% | $4,299+225.4% |
| Admin fee / account holder | $65,660 | $8,047+715.9% | $9,462+593.9% | $6,924+848.2% |