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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,986 | $80,983+381.6% | $96,544+303.9% | $75,177+418.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 14.20% | 27.05%-12.9pp | 25.88%-11.7pp | 160.75%-146.6pp |
| Employer contribution / active EE | $7,763 | $2,282+240.1% | $2,966+161.7% | $2,671+190.6% |
| Participant deferral / active EE | $13,164 | $3,929+235.1% | $4,851+171.3% | $4,126+219.0% |
| Admin fee / account holder | $17,668 | $6,717+163.1% | $8,254+114.0% | $5,651+212.6% |