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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,976 | $97,550+370.5% | $120,344+281.4% | $87,485+424.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 10.95% | 18.41%-7.5pp | 20.30%-9.3pp | 26.06%-15.1pp |
| Employer contribution / active EE | $9,372 | $2,291+309.1% | $3,020+210.3% | $2,596+261.0% |
| Participant deferral / active EE | $16,745 | $4,230+295.9% | $5,135+226.1% | $4,274+291.8% |
| Admin fee / account holder | $39,401 | $9,543+312.9% | $12,742+209.2% | $7,775+406.8% |