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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,976 | $95,453+380.8% | $112,040+309.7% | $82,448+456.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 10.95% | 23.92%-13.0pp | 24.52%-13.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $9,372 | $2,318+304.4% | $2,954+217.3% | $2,551+267.4% |
| Participant deferral / active EE | $16,745 | $4,224+296.4% | $5,098+228.5% | $4,139+304.5% |
| Admin fee / account holder | $39,401 | $9,013+337.1% | $12,098+225.7% | $7,234+444.6% |