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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,750 | $71,878-33.6% | $86,698-44.9% | $68,486-30.3% |
| Participation rate | 66.7% | 72.2%-5.6pp | 76.6%-9.9pp | 67.9%-1.2pp |
| Annual return | -15.45% | 3.53%-19.0pp | 35.95%-51.4pp | -7.85%-7.6pp |
| Employer contribution / active EE | $1,939 | $2,173-10.8% | $2,837-31.7% | $2,597-25.3% |
| Participant deferral / active EE | $3,893 | $3,779+3.0% | $4,656-16.4% | $4,028-3.3% |
| Admin fee / account holder | $879 | $6,113-85.6% | $7,493-88.3% | $5,404-83.7% |