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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,546 | $62,583-52.8% | $76,767-61.5% | $64,173-54.0% |
| Participation rate | 93.2% | 72.8%+20.4pp | 77.0%+16.2pp | 69.6%+23.6pp |
| Annual return | -5.96% | -1.95%-4.0pp | 2.43%-8.4pp | 7.63%-13.6pp |
| Employer contribution / active EE | $2,215 | $1,832+20.9% | $2,485-10.9% | $2,381-7.0% |
| Participant deferral / active EE | $4,516 | $3,145+43.6% | $3,852+17.3% | $3,470+30.2% |
| Admin fee / account holder | $4,294 | $4,667-8.0% | $6,675-35.7% | $4,887-12.1% |