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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,110 | $78,423-45.0% | $95,964-55.1% | $79,856-46.0% |
| Participation rate | 93.0% | 73.5%+19.5pp | 77.1%+15.9pp | 69.6%+23.4pp |
| Annual return | 14.37% | 19.37%-5.0pp | 91.64%-77.3pp | 31.71%-17.3pp |
| Employer contribution / active EE | $2,059 | $1,945+5.8% | $2,541-19.0% | $2,471-16.7% |
| Participant deferral / active EE | $3,770 | $3,440+9.6% | $4,167-9.5% | $3,741+0.8% |
| Admin fee / account holder | $3,523 | $5,622-37.3% | $6,797-48.2% | $5,306-33.6% |