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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,829 | $83,337+40.2% | $67,834+72.2% | $273,972-57.4% |
| Participation rate | 91.3% | 76.4%+14.9pp | 68.8%+22.5pp | 83.0%+8.3pp |
| Annual return | 6.48% | 259.45%-253.0pp | 138.47%-132.0pp | 41.46%-35.0pp |
| Employer contribution / active EE | $1,902 | $3,287-42.1% | $2,403-20.9% | $4,869-60.9% |
| Participant deferral / active EE | $4,871 | $4,088+19.2% | $3,160+54.2% | $5,287-7.9% |
| Admin fee / account holder | $853 | $6,752-87.4% | $4,622-81.6% | $10,133-91.6% |