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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,747 | $85,790+48.9% | $67,313+89.8% | $135,380-5.6% |
| Participation rate | 91.7% | 76.5%+15.2pp | 69.1%+22.6pp | 82.6%+9.0pp |
| Annual return | -5.86% | -0.54%-5.3pp | -4.08%-1.8pp | 519.81%-525.7pp |
| Employer contribution / active EE | $2,249 | $3,487-35.5% | $2,566-12.3% | $4,779-52.9% |
| Participant deferral / active EE | $6,429 | $4,651+38.2% | $3,568+80.2% | $5,609+14.6% |
| Admin fee / account holder | $1,061 | $6,392-83.4% | $4,507-76.4% | $10,828-90.2% |