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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,882 | $91,037+65.7% | $71,671+110.5% | $147,586+2.2% |
| Participation rate | 83.3% | 76.1%+7.2pp | 68.7%+14.6pp | 82.8%+0.5pp |
| Annual return | 22.24% | 20.48%+1.8pp | 20.65%+1.6pp | 578.59%-556.4pp |
| Employer contribution / active EE | $2,211 | $3,327-33.5% | $2,460-10.1% | $4,876-54.7% |
| Participant deferral / active EE | $5,807 | $4,498+29.1% | $3,438+68.9% | $5,439+6.8% |
| Admin fee / account holder | $561 | $8,613-93.5% | $5,558-89.9% | $10,886-94.9% |