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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,028 | $183,516-70.6% | $155,534-65.3% | $145,884-63.0% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 17.10% | 61.43%-44.3pp | 64.92%-47.8pp | 551.85%-534.7pp |
| Employer contribution / active EE | $1,217 | $5,315-77.1% | $4,675-74.0% | $4,662-73.9% |
| Participant deferral / active EE | $4,119 | $6,467-36.3% | $5,630-26.8% | $6,690-38.4% |
| Admin fee / account holder | $1,423 | $19,293-92.6% | $15,900-91.1% | $13,392-89.4% |